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■ Raises only · no reinvestment
Dividend Growth Calculator
The isolated power of dividend raises: what your income becomes when the payout grows every year, even if you never add another dollar.
| Year | Annual income | Yield on cost | Cumulative |
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Growth FAQ
What does a dividend growth calculator show?
It projects how an income stream grows when the payout increases every year, without any reinvestment or new money. It isolates the pure effect of dividend raises: the quiet force behind yield on cost.
How long does it take for dividend income to double?
Divide 72 by the growth rate (the rule of 72): at 7% annual growth income doubles in about 10 years, at 10% in about 7 years. The table below shows the exact year for your inputs.
What growth rate is realistic?
Check the ticker's history: quality dividend growers typically raise 5 to 10% a year. Every ticker page on this site shows real 3, 5 and 10-year CAGRs to anchor your assumption.
What is yield on cost?
Your income divided by what you originally paid. A 3% yield growing 8% a year becomes a 6.5% yield on cost after 10 years and a 14% yield on cost after 20, even if you never add a dollar.
Real historical growth rates for every ticker: SCHD, VYM, Realty Income or browse all tickers.